2018 Medicare Advantage plans available through Insurers of Idaho.

Blue Cross of Idaho
True Blue Rx 1& Rx 2 (HMO)
True Blue Connected Care (HMO)
Secure Blue (PPO)

Regence Blue Shield of Idaho
MA Basic
MA Classic
MA Enhanced
MedAdvantage HMO
MedAdvantage HMO Plus

Pacific Source
Essentials Rx 16 HMO
Explorer 6 PPO
Essentials Choice Rx 24 HMO-POS
MyCare RX 23 HMO

Select Health
Advantage HMO-POS

United Health Care
Medicare Complete Choice Plan 1 PPO
Medicare Complete Choice Plan 2 PPO
Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you’re in a Medicare Advantage Plan. In all types of Medicare Advantage Plans, you’re always covered for emergency and urgently needed care.

The plan can choose not to cover the costs of services that aren’t medically necessary under Medicare. If you’re not sure whether a service is covered, check with your provider before you get the service.

Medicare Advantage Plans may offer extra coverage, like vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you usually pay a monthly premium for the Medicare Advantage Plan.

Most people pay the Part B premium of $104.90 each month (this amount won’t change in 2015).

If you need a service that the plan says isn’t medically necessary, you may have to pay all the costs of the service, but you have the right to appeal the decision.

2018 Medicare Supplements available through Insurers of Idaho

Plans A, F, G, N
United Health Care
Plans A, B, C F, K, L, N
A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.